A story of personal, professional & business hardship, also suffered by millions of others throughout the 2008 – 2013 Recession, this book details how the author applied many of the ‘13 Steps To Riches’ in ‘Think & Grow Rich’ to defeat the prospect of bankruptcy & move from a £6.50 ($10) per hour job to a UK tax-paid equivalent annual income of £250,000 ($400,000). This book explains how the author Conceived, Believed & Achieved this. For those ready to Take ACTION & R.S.V.P. – Read, Study, Visualise & Perform for success, this book is for you! John A Murray is a Napoleon Hill Foundation Student working towards Leadership Certification. All royalties go to charity, at least 50% of which will always go to the Napoleon Hill Foundation.